smart plannerBudget Book – A5 Size 8.6 x 5.7 inches – Undated Budget Planner Organizer with Calendars, Debt Tracker, Expense Sheets, Savings Trackers and More – Inner Pocket for Receipts (Green)

I love this brand I use their weekly planner and all the stickers and each detailed section makes it stand out and so amazing. This budget book has so many detailed sections that it makes it so worth it. The cover is also so soft. I’ve noticed they upgraded to higher quality on their stickers which is a plus

This is truly a life saver. I am not great with budgeting. This helped me to organize my finances , see my debts and savings as well as set financial goals. There is something to be said for writing things down, it sticks in your memory. I'm more cautious with my purchases and spending. Would highly recommend.

I have used this budget book for 2021, 2022, and now just ordered one for 2023. It's the perfect book for me because the "Monthly Budget" pages are printed and sectioned off for me. Saves me time each month when I am filling out my expected expenses. Other budget books require you to write down the category/type of budget it is.Let's not forget the awesome yearly review section in the back.....love, love, love! Quality of paper is excellent.....does not bleed through when using gel ink or marker. *2 thumbs up*

I like this book. The reasons I give it four stars is more for personal dislikes I have with the book. The journal itself is well constructed. The pages thicker than normal paper and can withstand sharpie pens, there is a small amount of ghosting but very minimal.My preference would be that instead of labeling the monthly budget with utilities, that it would have allowed for me to personally label with my specific utility company, specific credit card company etc...I can write out the utility company to the side and it works just the same but its not as neat. I like the format of the sections and the pie chart that allows you to see what most of your budget is being spent on.The Expense Details Ive used more as a banking ledger. Its not designed as a banking ledger. It only has one column for a dollar amount. Ive been using to record the day to day expenses and the running balance with the bank. I like a lot of the extra space for writing notes. I like the compact size of it. I was using a desk side calendar in a larger binder book to keep track of the budget, but this is much smaller simpler and allows me a better overview of our expenses and debt. The calendar is based with Monday starting the week, as opposed to the standard Sunday starting the week to each his preference. I just have to remind myself when looking at my standard calendar on the wall that it starts on Sunday-Saturday, not Monday-Sunday. The stickers didnt really help me much. I wish it had labels that allow you to create tabs for the month making it easier to turn to that specific month. Since it didnt have that, I just made my own with sticky tabs. I know there is a ribbon that also allows you save your place on whatever month you are in and there is also an elastic band that you can use to secure a page or save your location. Not sure I would buy it again. I guess I would like one with less frills, like all the extra stickers and allow me more freedom to fill in the names of the bills.

It's the best one I've purchased. I loved mine so much I wanted to gift one to my sister- in -law for Christmas but I was in a rush and accidentally ordered another brand and I didn't realize it until It was delivered on Christmas day, so I gave it to her hoping it would have the same things in it but it didn't. Before she unwrapped the plastic and opened it I could tell it didn't compare to this planner. This planner allows you to hold your pen on it, it has more sheets so it's thicker, and the cover is also thicker and feels better. The logo on front of the planner is even better. I asked her if she could open it so I could see if it had the same set up inside as mine and It didn't. It didn't have a place where you can write down your passwords and usernames just in case you forget them. It didn't have the snowball method on there and because of that it also didn't ask for the percentage of interest for the credit cards or loans. There was other stuff but those were my biggest concerns. I felt so bad because I kept talking about mine because I was so excited about it but I didn't even buy it for her . She didn't care because was a gift. What sucks too Is that they were about the same price. We just copied the same format on a separate piece of paper and put her info on it. So her planner isn't as useful as it could be. I ended up buying my mother-in- law one too about two weeks ago but made sure I bought this brand. Next year I'm buying this brand again because nothing compares. TIP: USE A ERASABLE PEN JUST IN CASE YOU MAKE A MISTAKE you don't have scribble, scratch out or use Wite-Out.

i am on a fixed income and every penny counts. this helps me keep track

Very nice planner with a good quality feel. I did notice that my planner came with 8 Pay Day stickers but 16 are advertised. I know its a minor gripe but I was hoping to use the 16 lol. So hopefully they update the photos in this listing to reflect any updates or changes they may have made. Otherwise I'm excited to use this! 👍🏼

I was looking for something to help me start getting into the habit of keeping track of my savings and expenses. After setting it up and getting comfortable with using it, this was a perfect book for me to use. The set-up is really simple. You have your savings tracker, debt tracker, monthly expenses, budget planning, a place to keep track of every expense you made throughout the month(s), and a expectation vs. actual section to see how much you overspent or underspent. I couldn't ask for a better layout! Another part that I liked as well was that it was undated so there's no waste of paper and you can start at any time of the year.I'm glad the stickers were also included as well (would be nice if they added a little bit more "pay day" stickers since some peoples' pay cycles may be more divided up, but it's not a big deal.)

I am a professional financial planner with over two decades of experience in personal finance and preach cash flow planning as an absolute must to any client. There is no use of smart tax, credit and investment strategy if your day-to-day expense tracking is a mess.After trying many different options I can say that this tool is my top pick. It is effective and, in a good way, addictive. Very well organized flow. The quality is superb, which makes you keep it and use it daily like a journal.My most favourite part is monthly pie chart with analysis page. I put photos of major purchases in a given month, ideas of improving my finances: wins and losses.Guys, writing your expenses is an great therapeutic way to re-analyze them. I use those four pages allocated to daily expenses by designating each page to a category I focus tracking: Tatiana personal, Stephen personal, Home and Garden, Groceries and Alcohol. - just to get them clustered on separate pages, rather than keeping a simple chronological log.

I am a financial planner (CFP) with over 20 years of budget and cash flow coaching experience. And I have tried a lot of different budget planners available. This is the best product I have come across.I love the pie-chart analysis at the end of every month, the ample of space to write your own details, the monthly calendars where you can map the pay days and expenses, the space to track your savings progress.Suggestions:On the sticker side, I would suggest to increase the number of payday stickers to 26 as most people get paid bi-weekly. The section with account numbers is kind of silly as nobody would put their banking information there. I would make this section: create your own budget page.

This year almost wrapped up I realize how easy it it was to track expenses with this budget planner. I bought the Legend Planner for 2023 but I can already tell I made a mistake and I'm planning to reorder this one for 2024. I actually feel like I can wrap my brain around a budget better than past planners. The spacing and visualizing works and after this year I'm not watching my expenses runaway and I'm ready to follow the budget I set into the new year.

This budgeting book is very helpful! I keep track of all my spending alot better now, and have managed to drop my spending at least 25% so far :)

Lots of pages to store intonation in a monthly basis, to help you get to grips with your spending and analyse where you can save money